The purpose of the contract of indemnity insurance is to restore the insured to his position " quo ante ".
2.
It is a contract of indemnity and will put the insured back to the state he / she was in prior to the loss.
3.
A contract operating on the person of the insured or third party is not necessarily a contract of capital insurance, however, because it could have been the intention of the parties to conclude a pure contract of indemnity insurance.