| 1. | In April, the bank said fourth-quarter earnings fell 32 percent as provisions for doubtful debt increased.
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| 2. | Last month, the bank said fourth-quarter earnings fell 32 percent as provisions for doubtful debt increased.
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| 3. | Income before provisions for doubtful debt was 794.8 million shekels, compared with 796.0 million shekels in second-quarter 1995.
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| 4. | The decline was due to rising cost of funds during the year and increased provision for doubtful debts.
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| 5. | KPMG said provision for doubtful debts of RM30 million has been provided in the group and company accounts.
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| 6. | This was attributed to the drop in trading volume on the stock market and higher provision for doubtful debts.
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| 7. | Income before provisions for doubtful debt was 913.3 million shekels, up from 830.9 million in the quarter last year.
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| 8. | Group operating profit before provision for doubtful debts was RM45.6 million, a drop of 55 per cent from RM101.6 million.
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| 9. | As such, the RM30 million provision for doubtful debts already made in the group and company accounts may not be enough.
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| 10. | The decline in the performance of the financial services division was exacerbated by higher interest expenses and provisions for doubtful debts.
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