While Modell does possess a pawnbroker's license issued by the New York City Department of Consumer Affairs, it is his brother, Gerald Modell, who owns and operates the collateral loan or pawnbroking business described in the article.
12.
The queen is an honorary co-chairperson of the Washington-based Microcredit Summit Campaign, a sponsor of an Asia-Pacific conference on the so-called " mircrocredit " system, under which impoverished would-be entrepreneurs can get small, no-collateral loans to start businesses.