| 11. | Provisions for bad and doubtful debts fell to 45 million pounds, from 71 million.
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| 12. | Charges for bad and doubtful debts tumbled 43.2 percent to A $ 182 million.
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| 13. | The gain, though, was offset by an increased charge for bad and doubtful debts.
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| 14. | Net interest income after provisions and bad and doubtful debts rose by 19.7 percent.
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| 15. | Overall, the group's charge for bad and doubtful debts was lower than in 1996.
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| 16. | Credit Suisse said it cut provisions for bad and doubtful debts, but posted no figures.
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| 17. | Bad and doubtful debt expenses dropped 42 percent to A $ 4 . 5 million.
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| 18. | The provision for bad and doubtful debts rose to 21.3 million punts from 17.1 million.
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| 19. | Bad and doubtful debts fell to A $ 105 million from A $ 162 million.
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| 20. | Provisions for bad and doubtful debts rose 41 percent to 293 . 3 million ringgit.
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