| 11. | Heller provides corporate and real estate lending and international factoring.
|
| 12. | _Factoring in time for potty stops, lunch breaks and exercise.
|
| 13. | Nobody's factoring Vanderbilt or even Northwestern into the title equation.
|
| 14. | Banco de Galicia created the factoring unit 18 months ago.
|
| 15. | Also factoring into Preece's decision was the issue of safety.
|
| 16. | That's without even factoring in this year's numbers.
|
| 17. | Factoring in all team and stadium revenues, the Patriots make money.
|
| 18. | And that's not even factoring in Social Security.
|
| 19. | But factoring in higher ticket prices, movie attendance likely was down.
|
| 20. | It already appears to be factoring into the decisions of sophisticated users.
|
