| 11. | Leverage affects both fund income, and capital gains and losses.
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| 12. | Weight gain and loss is directly attributable to diet and activity.
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| 13. | Note : all gains and losses go through the income statement.
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| 14. | Funds incur gains and losses continually as they buy and sell securities.
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| 15. | These include items such as unrealized securities gains and losses.
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| 16. | No gains and losses were posted in the first quarter of 1997.
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| 17. | Capital gains and losses are calculated on Schedule D of Form 1040.
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| 18. | Are they unable to think rationally about gains and losses?
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| 19. | They discourage fad diets, yo-yo weight gains and losses.
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| 20. | Not all capital gains and losses can be claimed for tax purposes.
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