|  | 11. | Online, Quicken lists those checks only by number, not by payee. 
 
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|  | 12. | NPCI routes transaction to the payee's bank based on the MMID. 
 
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|  | 13. | A payee can examine each previous transaction to verify the chain of ownership. 
 
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|  | 14. | The company also provides services to people with pooled trusts and representative payees. 
 
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|  | 15. | The payee still has a responsibility to pay taxes for the total amount. 
 
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|  | 16. | Of the 130 families who have hit the limit, 3 have protective payees. 
 
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|  | 17. | Most representative payees are family members or friends. 
 
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|  | 18. | The acceptance of a payment by the payee extinguishes a debt or other obligation. 
 
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|  | 19. | Stripe then transfers the funds directly into the bank account linked to the payee. 
 
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|  | 20. | Still, as many as 10 million federal payees don't have bank accounts. 
 
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