| 11. | Low rates make it easier for investors to fund their bond purchases.
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| 12. | Lower interest rates make fixed rate securities less attractive relative to equities.
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| 13. | Lower German rates make deposits and bonds in deutsche marks less attractive.
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| 14. | Higher interest rates make borrowing more expensive and crimp corporate profits.
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| 15. | Higher rates make dollar deposits and bonds more appealing to investors.
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| 16. | Higher interest rates make a currency more attractive to foreign investors.
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| 17. | A junk rating makes it harder and more expensive to borrow.
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| 18. | Lower interest rates make it cheaper for companies to borrow money.
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| 19. | Higher rates make it harder for some people to buy cars.
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| 20. | Higher interest rates make a currency more attractive to international investors.
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