| 11. | In retrospect, what took them so long to get upset?
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| 12. | In retrospect, it was a mistake to close the government,
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| 13. | Hard to anticipate, market bottoms are clear only in retrospect.
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| 14. | In retrospect, this may not have been the wisest idea.
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| 15. | "In retrospect, yes, " he said.
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| 16. | "In retrospect, no, " he said.
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| 17. | In retrospect, perhaps the signs were there for the stealing.
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| 18. | In retrospect, I still feel a bit like an intruder.
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| 19. | In retrospect, coach Bobby Bowden knew a stumble was coming.
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| 20. | In retrospect, therefore, perhaps Clinton is getting off easy.
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