| 11. | And, the insured unemployment rate fell to 1 . 9 percent.
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| 12. | The insured is not entitled to make a profit out of his loss.
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| 13. | Typically the insured must have a life expectancy of one year or less.
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| 14. | The insured unemployment rate remained unchanged at 2 . 0 percent.
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| 15. | The insured unemployment rate fell to 1.9 percent from 2.1 percent.
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| 16. | It estimated the insured loss at US $ 21 billion, at 2003 prices.
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| 17. | This creates a receivable owed from the insured to the insurer.
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| 18. | The insured person then pays the premiums, and is now covered.
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| 19. | However, the insured person pays part of the cost of treatment.
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| 20. | The deposit premium does not yield any income to the insured.
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