| 21. | Net interest income after provisions and bad and doubtful debts rose by 19 . 7 percent.
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| 22. | Charges for bad and doubtful debts tumbled 43 . 2 percent to A $ 182 million.
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| 23. | Provisions for bad and doubtful debts fell to 396 million pounds from 602 million pounds previously.
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| 24. | B ) provision for bad and doubtful debts
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| 25. | Provisions for bad and doubtful debts fell to 67 million pounds from 89 million pounds previously.
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| 26. | Provisions for bad and doubtful debts fell to 72 million pounds from 122 million pounds previously.
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| 27. | Provisions for bad and doubtful debts fell to 158 million pounds from 194 million pounds previously.
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| 28. | Provisions for bad and doubtful debts fell to 172 million pounds from 198 million pounds previously.
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| 29. | The company said it set aside provisions for bad and doubtful debts of $ 119 million.
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| 30. | Provisions for bad and doubtful debts fell to 177.1 million pounds from 221.5 million pounds previously.
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