| 21. | By diverting money to individual accounts, Bush would move up both of those dates.
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| 22. | The more individual accounts you get, the messier it gets and the more human,
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| 23. | For individual accounts a two-factor authentication system improves security but adds complexity and cost.
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| 24. | Workers who did not open an individual account would receive benefits under current law.
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| 25. | Fund companies could tell you how your individual account performed, given your transaction history.
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| 26. | Privatization advocates are convinced that individual accounts would unleash a torrent of private saving.
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| 27. | _Individual accounts financed by a portion of payroll taxes.
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| 28. | Under individual accounts, you own and control that money.
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| 29. | Individuals account for about one-fourth of the money, up from virtually nothing five years ago.
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| 30. | The individual accounts " teach us to be responsible,"
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