| 21. | The most recent plan offers mortgage holders the opportunity to restructure their debts by swapping them for UDIs.
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| 22. | But analysts and worried mortgage holders say it remains unclear how much or how soon that will help.
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| 23. | Average investors and corporations face a variety of risks due to the inability of mortgage holders to pay.
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| 24. | If a property owner fails to pay the mortgage, the mortgage holder can foreclose on that property.
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| 25. | Still, he said the government would continue reviewing plans to help individual debtors, in particular mortgage holders.
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| 26. | The program also offers aid for mortgage holders who face problems meeting their obligations even after restructuring their debts.
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| 27. | Also, he had his $ 600, 000 home in a Houston suburb foreclosed by the mortgage holder.
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| 28. | When interest rates fall, mortgage holders tend to refinance loans, forcing investors to reinvest at lower rates.
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| 29. | If that were to happen, the mortgage holder would gain control of the property and could resell it.
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| 30. | Progress was stymied for years by various legal issues, including disputes by multiple mortgage holders and city liens.
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