| 21. | Some lenders are offering 15-year mortgages below 8 percent.
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| 22. | A . Normally I am a big fan of prepaying mortgages.
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| 23. | Or you could pay off your existing mortgage several years early.
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| 24. | Lower mortgage rates have so far done little to encourage sales.
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| 25. | Reduced mortgage interest payments mean smaller deductions for taxpayers who itemize.
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| 26. | It also said recently it would sell a mortgage banking unit.
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| 27. | The only deductions he would keep is interest on home mortgages.
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| 28. | That marks the first decline in mortgage rates since May 1994.
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| 29. | Chase is among the nation's five biggest mortgage lenders.
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| 30. | The ministry and the mortgage companies go back a long way:
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