| 21. | In the United States, Liberty Mutual remains a mutual company benefits cannot be enjoyed.
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| 22. | But those sentiments are not unanimous among mutual companies.
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| 23. | They couldn't sell their shares in the mutual company.
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| 24. | As mutual companies, the 10 New York insurers campaigning for the change cannot issue stock.
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| 25. | As mutual companies, the accumulated profits have traditionally been reserved for the benefit of policyholders.
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| 26. | The Standard Life Association in turn became Standard Mutual Life, a mutual company, in 1968.
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| 27. | Already, exchanges in Stockholm, Amsterdam, Athens, and Copenhagen have changed from mutual companies to corporations.
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| 28. | But without a profit motive, many mutual companies, including Prudential, became more comfortable than competitive.
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| 29. | :also co-operative and mutual company will be of interest.
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| 30. | Most are mutual companies, meaning they are legally private companies owned by their policy holders.
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