| 21. | These lenders have been targeting 15 percent asset growth and return on equity,
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| 22. | Its return on equity declined to 14 percent from 33 . 4 percent.
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| 23. | In the latest quarter, return on equity was about 19 percent.
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| 24. | It compares poorly with their return on equity within retail banking.
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| 25. | Return on equity last year was about 4 . 8 percent.
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| 26. | They can also make returns on equities more attractive than bonds.
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| 27. | Look at their consecutive earnings records and return on equity.
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| 28. | Last year's return on equity was 7 . 5 percent.
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| 29. | The previous compensation arrangement tied bonuses to return on equity.
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| 30. | By comparison, Citigroup's return on equity was around 14 percent.
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