| 31. | Inside the casinos, the atmosphere is no less inviting for visitors who aren't flush with discretionary income.
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| 32. | "People don't have the discretionary income ."
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| 33. | "But it gives people in the industry reason to be concerned because we're dealing with discretionary income.
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| 34. | Any astute wine merchant will agree that much of his income derives from other people's discretionary income.
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| 35. | Latinos, who make up about 19 percent of the city's population, have less discretionary income than whites.
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| 36. | The teenage girl audience has a lot of clout and a lot of discretionary income from somewhere.
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| 37. | A wave of mortgage refinancing has also bolstered discretionary income, putting Americans in the mood to buy.
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| 38. | As a result, the study said, health-care costs alone have sliced discretionary income by more than 1 percent.
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| 39. | According to analysts, consumers chose to use their discretionary income this holiday season for clothes, jewelry and toys.
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| 40. | Kyser said consumers who bought homes were left without as much discretionary income to spend on other things.
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