| 31. | Besides the errors in the loan-loss reserve calculations, an internal SunTrust audit review committee found:
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| 32. | Last year at this time loan loss reserves stood at $ 28 . 6 million.
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| 33. | The loss was the result of the company's loss reserves of loans extended to subsidiaries.
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| 34. | The company said it increased its credit loss reserves by $ 68 million in the quarter.
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| 35. | SEC officials said at the time that SunTrust was unrealistically conservative in building its loan-loss reserves.
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| 36. | Watson has since moved to boost the company's loss reserves, Merrill Lynch analyst Jay Cohen said.
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| 37. | At the time, SEC officials said SunTrust was unrealistically conservative in building its loan loss reserves.
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| 38. | Komercni officials said increased competition, higher loan-loss reserves and stricter central bank requirements limited earnings growth.
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| 39. | BANKING and finance firms yesterday reported their expected enormous 1997 losses, resulting from higher loan-loss reserves.
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| 40. | Over all, Citicorp continued to build its financial strength, increasing its capital and loan loss reserve.
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