| 31. | Variable annuities also have flourished at the expense of IRAs.
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| 32. | Variable annuities combine life insurance and a tax-deferred investment account.
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| 33. | Variable annuities differ from mutual funds in several important ways.
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| 34. | Variable annuities are hurting the insurance companies in other ways.
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| 35. | Neither of the two fund companies above offer variable annuities.
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| 36. | And the company is working to grow its mutual fund and variable annuity units.
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| 37. | The company offers variable annuities and life and disability insurance.
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| 38. | Variable annuity returns are determined by stocks and other investments.
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| 39. | Yet some variable annuities cost less than certain mutual funds.
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| 40. | A variable annuity is a combination insurance policy and investment.
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