| 41. | Provisions for bad and doubtful debts fell to 158 million pounds from 194 million pounds previously.
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| 42. | Provisions for bad and doubtful debts fell to 72 million pounds from 122 million pounds previously.
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| 43. | Provisions for bad and doubtful debt rose to 127 million pounds from 72 million pounds in 1995.
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| 44. | Provisions for bad and doubtful debt fell to 64 million pounds from 72 million pounds in 1995.
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| 45. | Provisions for bad and doubtful debts fell to 24 million pounds from 46 million the previous year.
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| 46. | Midland's provisions for bad and doubtful debt rose to 198 million pounds from 98 million in 1994.
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| 47. | Provisions for bad and doubtful debt fell to 574 million pounds from 639 million pounds in 1995.
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| 48. | Provisions for bad and doubtful debt rose to 118 million pounds from 107 million pounds in 1995.
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| 49. | Provisions to cover bad and doubtful debts climbed 44 percent to 497 million francs from 345 million francs.
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| 50. | The decline was due to rising cost of funds during the year and increased provision for doubtful debts.
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