| 41. | PROS : Much lower administrative costs than individual accounts.
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| 42. | A majority of the commission is still holding out against the idea of individual accounts.
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| 43. | Individual accounts, after all, could well prove too risky to guarantee adequate incomes for the elderly.
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| 44. | Advocates of individual accounts told the conference it would give people greater control of their future.
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| 45. | Instead, it would devote 80 percent of any government surplus to the creation of individual accounts.
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| 46. | Under this proposal, workers would invest 40 percent of their payroll taxes into private individual accounts.
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| 47. | In contrast, a system of individual accounts would allow workers to accumulate real and bequeathable wealth.
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| 48. | Under the new system, workers will have individual accounts in pension funds administered by foreign companies.
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| 49. | Women overall will lose under an individual account,
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| 50. | Individual accounts of the massacres include several villages.
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