| 41. | "Essentially, it's made based on timing factors.
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| 42. | Business transactions, contracts and the time factor
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| 43. | There's also the time factor to consider.
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| 44. | It probably has to do with the time factor and, shall we say, fear of the unknown,
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| 45. | It's more pressure with the time factor, " said Tony Hamilton of Northridge, skipper of the Spitfire.
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| 46. | There is a time factor, too.
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| 47. | And there is no time factor.
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| 48. | And there is the time factor.
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| 49. | A lot of that is the time factor, because we've had a lot more time with them ."
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| 50. | I think you're quite wrong about the time factor not mattering it really depends on the industry.
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