| 41. | The number of companies selling variable annuities directly to the public has increased sharply.
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| 42. | Allmerica, especially, would add to Lincoln National's variable annuity business.
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| 43. | Variable annuities are a combination of insurance and mutual funds.
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| 44. | Variable annuities are complicated enough to baffle the average consumer.
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| 45. | The same telephone centers handle variable annuities and mutual funds.
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| 46. | The variable annuity business has created some strange bedfellows.
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| 47. | Why would this be preferable to a variable annuity?
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| 48. | Several variable annuities and closed-end funds offer similar guarantees.
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| 49. | Waddell & AMP; Reed sold United Investors'variable annuity products.
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| 50. | Variable annuities were hot products in the later 1990s.
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