| 1. | Since 1988 there have been three rounds of military base closings.
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| 2. | The predominant method of conducting closings is through title insurance companies.
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| 3. | Congress will then have 45 days to object to particular closings.
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| 4. | Closings have been delayed in perhaps 15 percent of the sales.
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| 5. | We had eight bank closings last year and four this year.
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| 6. | Results were helped by lower charges for store closings and relocations.
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| 7. | The company will operate about 700 outlet stores after the closings.
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| 8. | There will be very little, if any, branch closings.
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| 9. | There were only 290 closings during the fourth quarter of 1994.
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| 10. | Bradlees did not say how much money the closings would save.
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